Check-book stub page



Sept.

C. T. .LUTHY CHECK BOOK STUB PAGE NQ.. BALANCEINBANK c D 2L xgrw, E

B a No DBALANCEINBANK Patented Sept. 1 1925.

UNITED STATES CHARLES '1. LUTHY, OF PEOZRIA, ILLINOIS.

annex-B001: same man continuationof application Serial No. 372,129, filed April 8, 1920. This application filed July 28, 1924.

' serial no. ream.

To all whom it may concern:

Be it known that I, CHARLES T. LU'rHY', a citizen of the United States, residing in the city of Peoria, State of Illinois, have invented 'certainnew and useful Improvements in a Check-Book Stub Page, of which the following is a clear, full, and accurate description, reference being had to the accompanying drawings.

This invention has reference to new and improved features in the lines, spaces, money.

columns and indicia on the check stub, and in their arrangement, by which the stub better serves the dual purpose for the original record of the check data and for keeping on it a brief auxiliary bank account to guard against overdrafts.

Such features' consist, specifically: in the stub having vertical lines defin ng a single money column (A) in the drawing, and a series of com lete grou s of horizontal check data lines imme iately at the left of the money column, said series and said column each extending from the top to the bottom of the stub, the uppermost line in the uppermost roup being above a designated space (0 'for de osit data; in the stub having the words Balance in bank (D) at its top and at its bottom immediately at the left of the mono column; in the lines of each group (E) a ove the lowest line, which is the amount-of-check line, being spaced from the money column the numberof-check and date lines being in the upper left hand corner; and in the lowest line in the lowermost group being continued through the money column (F) as a totaling line for summing up the checks and-as the line under the subtrahend on substracting said sum from the amount in bank.

The improvements effectedby said features are as follows: The single money column (A) places both the total in bank and the total of the checks in the same money column; this saves having to transfer either of said totals to another column when computin the balance inbank; it places said totalgures in vertical, denominational alignment; this avoids making the errors.

that adding or subtracting deposits or checks, respectively, to or from the amount in bank in another column, tend to make. The serial grouping of the check data (13) immediately to the left of the single money column automatically-places the total of the quires: and it automatically brings the. re-

mainder in its logical position in the bottom of the money column as the balance left in bank after the transactions on the pa e. The so positioning the deposit space automatically places the deposits in their logical position in the top of the money column immediately below the balance ,in bank with which the pagestarts so that all the deposits can be added to said balance at one computation; this also saves the making of unnecessary figures and;computations that-adding the deposits one by onerequires and essentially helps to make the arrangement an integral, auxiliary bank account system. The words Balance in bank (D) at the top and bottom of the age indicate, as a matter of fact, that the gures followingsaid words represent the balances in bank, respectively, before and after the transactions on said page. The word Balance, alone, 1s not specificdoes not necessarily mean in bank. The so positioning the number-of check and date lines in the upper left hand corner of the groups, and the so shortening said lines and spacing'th'e lines in the groups (E) above the amount-ofcheck lines away from the money column, and extending the amount-of-check lines to the money column,-'sets the figures upon the latter lines in a columnar space away from other figures in the groups; this averts the tendency, when summing up the checks of adding in other figures in the group with the amount-of-check figures; and extending the aInount-of-check line to the money column indicates that the figures on said line are the amount of the check and are to be carried into the money column. The continuation 01 the lowermost amount-of-check line on the page (F) through-the money column inserts the totaling line for summin up the checks, and indicates that the severe checks are to be summed up and their total inserted on said line; and said line also serves as the line under the subtrahend on substracting the total of the checks from the total in bank and thereby places the remainder, as

the. balance left in bank after the transactions on the page, in its logical position in the bottom of the money column. The whole arrangement is simple, concise, convenient, labor-saving and error avoidlng, and, as the stub is only printedon one slde and the setting is simple, thestubis economical.

' the bottom of the stub, the top horizontal line in the uppermost group being mimediately above a designated space for deposit data.

2. A check stub having at its right vertical lines defining a single money column,

and a series of groups of horizontal checkdata lines immediately to the left of said money column, said series and said column each extending from the top to the bottom of the stub, the lines of each group above its lowest line being spaced from the said money column to form an open vertical space, the lowest line being the amount-of check line and extending through said space to the money column.

3. A check stub having at its right verand State of Illinois, this 3rd day of March,

tical lines defining a sin le money column, and a series of groups oi horizontal checkdata lines immediately to the left of said money column, said series and said column each extending fromthe top' to the bottomof the stub, the amount-of-check line in the lowermost group being the lowermost line on the stub and extending through said moneyicolumn as a totaling line for summing up the checks and-as the line under the subtrahend on subtracting said sum from the amount in bank.

4. A check stub having vertical lines defining a money column, and a series of groups of horizontal check data lines at the left of the money column, said series and said column each extending from the top to the bottom of the stub, the lines of each group above its lowest line being spaced from the money column to form an open vertical space, the lowest line being the amount-of-check line and intersecting said open vertical space and in the lowermost group being continued through the money column, the number-of-cheek line being in the upper left hand corner of each group and in the uppermost group being immediately above a designated space for deposit.

data, and the stub also having the words Balance invbank both at its top and at the money column. v

Signed at Peoria, in the county of Peoria its bottom and immediately at the 'leftof- YOHARLES 'r. LUTHY. 

